Covered California has announced a modest increase in the statewide average dental plan premium, which will rise by 0.35% in 2026.
According to a press release by Covered California, residents can choose from five dental insurers: Anthem Blue Cross, Blue Shield of California, DentaQuest, Delta Dental of California, and Humana. Enrollment in Covered California dental plans saw a significant increase of over 14% last year, with 374,000 people enrolled in 2025. The upcoming rate increase is lower than previous years, maintaining a four-year average change of 1.13%. All plans include preventive and diagnostic care at no extra cost and offer dental coverage for members under 19, as well as optional family dental coverage for adults. Both Dental Health Maintenance Organization (DHMO) and Dental Preferred Provider Organization (DPPO) plans are available across the state.
For the year 2025, the average monthly dental insurance premium in California stands at $27. In Region 17, which includes Riverside and San Bernardino counties within the Inland Empire region, premiums increased by 5.3% in 2025.
Dr. Monica Soni, chief medical officer for Covered California, emphasized the importance of oral health: “Oral health is critical for overall well-being. Having access to dental care helps people eat without pain, speak clearly and smile confidently.” She further said that there is “a clear link between strong oral health and overall wellness,” highlighting its impact on heart health, diabetes control, and pregnancy outcomes. Soni also noted that equitable access to dental care is essential to address persistent health disparities and achieve comprehensive care.
Covered California serves as the state’s health insurance marketplace, providing residents with the ability to compare plans from major insurers while accessing financial assistance to reduce premiums based on income levels. It connects eligible individuals to low-cost or no-cost Medi-Cal coverage and offers support through a network of 11,000 enrollers statewide. The marketplace operates as an independent state agency overseen by a five-member board appointed by the governor and Legislature. Plans offered include essential health benefits such as annual wellness exams, mental health care services, prescription drugs coverage, hospitalization options, maternity care, cancer screenings along with optional dental and vision coverage. Federal subsidies are available to help reduce monthly costs depending on household size and income levels.
